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Cover three generations from one decision

Generation to Generation Term Plan

A baton, not a policy.

A term plan protects the people who depend on you. It has nothing to say about the people who will depend on your children.

A limited run of premiums buys seventy years of cover. And if nothing happens across all seventy, the plan does not simply end. Your child’s term plan begins, with the company paying their premiums instead of them. When that cover eventually pays, it pays your grandchildren. Three generations, from one decision.

How it works

What makes it different

  • Seventy years of cover from a limited run of payments.
  • The handover to your child is built into the policy, not arranged afterwards.
  • Your child’s premiums are paid by the company, not by them and not by your estate.
  • The benefit from your child’s cover goes to your grandchildren, so one commitment reaches a third generation.

Built for anyone with people who depend on their income.

The terms

Cover
₹1,00,00,000
You pay for
12 years
Cover runs
70 years
Then
Your child’s term plan begins
Their premiums
Paid by the company
And after that
The benefit passes to your grandchildren
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For illustration only. These are not quotations. Figures vary with age, health and underwriting, and are confirmed by the insurer at the time of application. Illustrated for a healthy individual. Terms are adjusted after underwriting.

What it covers

Gen to Gen Term covers life cover and generations

Each of our plans is built around one future. If you need more than one, Sudarshan Chakra brings them together in a single plan.

The wheel shows what each plan is built to support. It is not a measure of returns, and how a plan fits your family is confirmed one to one.

Own a business? Your business can pay for this plan and save tax, while you and your family are covered.

How it works
No obligation

Ask about the Gen to Gen Term plan

The message is already written. Edit it, or send it as it is. Pratik answers these himself.

Insurance is the subject matter of solicitation. Market-linked values are projections, not guarantees. Investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future.