Unit Linked Insurance Plan
Your money in the market. Your family covered.
You want your money working in the market, and you want your family covered while it is there.
One policy does two jobs. Part of what you pay keeps your life cover in place; the rest is invested in funds you choose. The fund moves with the market, up and down, and at the end of the term its value comes back to you. If you are not there, your family receives the death benefit.
What makes it different
- Life cover and a market-linked investment in one policy, instead of two that know nothing about each other.
- You choose the funds, and can move between them as your plans change.
- The investment risk is yours: the fund value can go down as well as up.
- If you own a business, the business can pay for it and save tax, while you and your family are covered.
Built for earning adults comfortable with market-linked investing.
The terms
- You pay
- An amount you choose, confirmed one to one
- Invested in
- Market-linked funds you choose
- Lock-in
- 5 years, as for every ULIP
- Life cover
- Throughout the policy term
- At maturity
- The fund value
- Can be paid by
- Your business, if you own one
For illustration only. These are not quotations. Figures vary with age, health and underwriting, and are confirmed by the insurer at the time of application. Illustrated for a healthy individual. Terms are adjusted after underwriting. Market-linked values are projections, not guarantees. Investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. Unit Linked Insurance Products are different from traditional insurance products and are subject to market risks. The premium paid in unit linked insurance policies is subject to investment risks associated with capital markets, and the value of the units may go up or down based on the performance of the fund and factors influencing the capital market. The insured is responsible for their decisions. In this policy, the investment risk in the investment portfolio is borne by the policyholder. ULIPs carry a lock-in period of five years.
ULIP covers life cover and growth
Each of our plans is built around one future. If you need more than one, Sudarshan Chakra brings them together in a single plan.
The wheel shows what each plan is built to support. It is not a measure of returns, and how a plan fits your family is confirmed one to one.
Own a business? Your business can pay for this plan and save tax, while you and your family are covered.
How it worksEach one built around a future
One for education, one for retirement, one for the generations after you, one for growing wealth, and Sudarshan Chakra, which brings them together.
- Child Education PlanThe plan that keeps paying when you can’t.Read it
- Retirement PlanPay in for a while. Draw a lakh a year, for life.Read it
- Generation to Generation Term PlanA baton, not a policy.Read it
- Sudarshan ChakraOne plan that brings them all together.Read it
- Cancer Cover PlanThe branch you hope not to take.Read it
Ask about the ULIP plan
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Insurance is the subject matter of solicitation. Market-linked values are projections, not guarantees. Investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future.