Sudarshan ChakraExclusive to Shivaay
One plan that brings them all together.
You hold a term plan for safety and an investment for growth, and the two know nothing about each other.
Most families need more than one future planned for, and few budgets stretch to a plan for each. Sudarshan Chakra is our own design: one plan, shaped around your family, that can support your child’s education, your retirement, the generations after you and your wealth, with cover and growth from month one. How it fits your family is a one-to-one conversation.
What makes it different
- One plan, shaped around your family, instead of a separate plan for each future.
- You set the amount. The figures here are an illustration at ₹1,00,000 a year.
- The monthly investment starts in month one, not after the policy settles.
- If you are not there, premiums are waived and the investment carries on for your children.
- You choose: let it compound, or take it as a regular income, and you can change your mind later.
- If you own a business, the business can pay for it and save tax, while you and your family are covered.
- Approved for Shivaay specifically. It is not a plan another advisor can construct for you.
Built for earning adults building wealth who also have dependants.
The terms
- You pay
- An amount you set (illustrated here at ₹1,00,000 a year)
- For
- 12 years
- Invested monthly
- ₹3,200 into a Nifty 50 fund, from month one
- Projected value
- ₹3.5 crore
- Or take instead
- ₹3,200 a month as income
- Change it later
- Move from Nifty 50 to a regular income whenever you like
- Capital returned
- At the end of the policy term, to age 80
- Death benefit
- ₹11,00,000
- Riders
- Waiver of premium, plus death benefit during the paying term
- Can be paid by
- Your business, if you own one
For illustration only. These are not quotations. Figures vary with age, health and underwriting, and are confirmed by the insurer at the time of application. Illustrated for a healthy individual. Terms are adjusted after underwriting. Market-linked values are projections, not guarantees. Investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future.
All of it, in one plan
Life cover, your child’s education, your retirement, the generations after you, and growth from month one: everything the other four plans do, in one. If you own a business, the business can pay for it and save tax. Shaped around your family, so how it fits is a one-to-one conversation.
The wheel shows what each plan is built to support. It is not a measure of returns, and how a plan fits your family is confirmed one to one.
Own a business? Your business can pay for this plan and save tax, while you and your family are covered.
How it worksEach one built around a future
One for education, one for retirement, one for the generations after you, one for growing wealth, and Sudarshan Chakra, which brings them together.
- Child Education PlanThe plan that keeps paying when you can’t.Read it
- Retirement PlanPay in for a while. Draw a lakh a year, for life.Read it
- Generation to Generation Term PlanA baton, not a policy.Read it
- Unit Linked Insurance PlanYour money in the market. Your family covered.Read it
- Cancer Cover PlanThe branch you hope not to take.Read it
Ask about the Sudarshan Chakra plan
The message is already written. Edit it, or send it as it is. Pratik answers these himself.
Insurance is the subject matter of solicitation. Market-linked values are projections, not guarantees. Investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future.