Retirement Plan
Pay in for a while. Draw a lakh a year, for life.
The question after fifty stops being how much you have, and becomes how much arrives every year, reliably, for as long as you need it.
You pay in for a while. Then nothing is owed and nothing arrives until the age you decide to stop working. From that point the income starts, and it keeps arriving every year for the rest of your life, with the cover still in place behind it.
What makes it different
- You choose when it starts. From then on it runs for the whole of your life.
- Life cover does not lapse when the payout begins.
- Nothing about the income depends on how the market behaves in any given year.
Built for earning adults planning the end of their earning years.
The terms
- You pay
- ₹1,00,000 a year
- For
- 12 years
- Policy term
- Whole life
- You receive
- ₹1,00,000 a year, for life
- Death benefit
- 110% of total premiums paid
For illustration only. These are not quotations. Figures vary with age, health and underwriting, and are confirmed by the insurer at the time of application. Illustrated for a healthy individual. Terms are adjusted after underwriting.
Retirement covers life cover and retirement
Each of our plans is built around one future. If you need more than one, Sudarshan Chakra brings them together in a single plan.
The wheel shows what each plan is built to support. It is not a measure of returns, and how a plan fits your family is confirmed one to one.
Own a business? Your business can pay for this plan and save tax, while you and your family are covered.
How it worksEach one built around a future
One for education, one for retirement, one for the generations after you, one for growing wealth, and Sudarshan Chakra, which brings them together.
- Child Education PlanThe plan that keeps paying when you can’t.Read it
- Generation to Generation Term PlanA baton, not a policy.Read it
- Unit Linked Insurance PlanYour money in the market. Your family covered.Read it
- Sudarshan ChakraOne plan that brings them all together.Read it
- Cancer Cover PlanThe branch you hope not to take.Read it
Ask about the Retirement plan
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Insurance is the subject matter of solicitation. Market-linked values are projections, not guarantees. Investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future.